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Real Estate Investment

South African real estate can change your life.

9:11 AM, Tuesday, May 20, 2008 .. Posted in Real Estate .. Link

If you are looking for a great place to purchase real estate then you should seriously consider buying real estate in South Africa.  South Africa is a great place to find plenty of amazing real estate property that is for sale.  And South Africa is a welcoming place to buy real estate for those people who do not reside in the beautiful land.

Buying real estate in South Africa is something that many people are doing today.  All that is really happening is that either these people would like to buy some property in South Africa upon which to live or that they wish to rent out until at another time when they may want to retire there or something.  Also people buy a lot of South African property because they love to vacation or holiday in South Africa and it is just a little easier for them to own their own property in South Africa then trying to rent some each and every time they decide to go there.

You see it is not as hard to buy property in South Africa as one would think.  And there is a plethora or South African real estate agents that will be more than happy to help you with any legal issues that may arise from someone outside of South Africa purchasing South African real estate.  However that is not a very big issue at all.  As a matter of fact South Africa is one of the few places left in the world that does not really have too many issues with people who are not from South Africa purchasing some of their land.

Many people are doing this now because it is such a very wise investment first of all and second the land in South Africa is beautiful and for those people who are fortunate enough to know this they cannot look past an opportunity to purchase some of this amazing real estate that is found in South Africa.  To be able to purchase some of this land and then to actually be able to look upon shores and the seas of somewhere other than where you are from is just amazing. And on top of it to be able to call that place home is just a wonderful thing that not too many people are able to do in their lifetime.

If you are looking for some real estate property in South Africa all you really have to do is search some of the web sites that are full of South African real estate properties and then you will be able to have more of an idea of what is actually out there and that is available for purchase.  Once you find a few homes and properties that you are interested in you can contact a South African real estate agent and they will be able to guide you in the right direction for your needs.  If you would rather contact the South African real estate agent first and then you can have them search out some properties for you that may work out well for you also.  the only thing that is absolutely constant is that at some point you will need to contact a South African real estate agent in order to help you find and finalize your property.

There are many different web sites that can be found that can put you in immediate contact with a South African real estate agent and you will be on your way to becoming a South African property owner.  Just get in contact with a real estate agent and you can soon be living your dream.

South Africa Houses for Sale | South Africa Property | South Africa Rental Property



The best way to find South African real estate.

7:57 AM, Wednesday, May 14, 2008 .. Posted in Realtors .. Link

South Africa is a nation that has plenty of amazingly beautiful real estate and they have plenty of this real estate for sale.  All of these South African properties that are for sale allow for wonderful opportunities for people in other lands to own some property in South Africa.  There are a lot of great deals in South African real estate right now and if you contact a South African real estate agent right now you will be able to get in on some of the best real estate deals you will ever find.

In South Africa there are many real estate agents that actually specialize in real estate sales to people from other countries.  These real estate agents know all that there is to know about any laws that concern South African property sales to people from other lands.  There are many spots in South Africa that are perfect for a vacation home and there are many prime vacation destinations in South Africa.  So buying South African real estate just makes it easier for those people who vacation in South Africa rather frequently.  If you are going to spend so much time in South Africa vacationing then maybe should just buy the South African real estate property and you will end up saving some money in the long run.

There are many regions in South Africa that have a lot of real estate property for sale.  There are some amazing properties in the Western Cape and the Northern Cape also. if you wanted a better chance of finding some beach front property then looking in Kwazulu Natal is probably the best thing for you to do.  You can simply jump online and search for some South African real estate web sites and the majority of these web sites will have a listing of all the properties that they have that are for sale. You can search all of the regions and all of the properties until you find one that is perfect for you and your needs.  By using a wonderful tool like the internet you are sure to make the entire process a lot easier for you to handle.  By using the internet you can search for a number of properties rather easily and if you did not use the internet you may rack up quite a bill for traveling each time to see a house or property.

The best way for anyone who does not live in South Africa to locate the perfect real estate property for them is to search the web site of the South African real estate agent that they are going to be using and then choose several houses or properties from the web site.  Then on a scheduled trip to South Africa they can go and look at all of the different properties that are for sale. Of course if there is a single property that they find on the South African real estate agent’s web site that they must have then they can go off the pictures and have the real estate agent send some more information through email of fax. The real estate agent may go to the property and take some more detailed pictures of the property.  There are several different approaches to purchasing a piece of property in South Africa.  You must of course consult your real estate agent on many things though because they are there to help you. They want to help you find the perfect South African property as much as you want to find one.  So working together with your real estate agent is always a good thing.

South Africa Property for Sale | South Africa Homes for Sale | South Africa Private Property



There are many reasons for purchasing South African real estate.

5:17 AM, Friday, May 9, 2008 .. Posted in For Sale By Owner .. Link

Right now property in South Africa is selling like crazy.  Because of the fact that people who are not citizens of South Africa may purchase real estate in South Africa many people have chosen to buy real estate in South Africa.  There may be many different reasons why someone who does not live in South Africa would want to purchase property there but when people decide to make such a big move it is usually worth it in the end.

Buying South African real estate is very easy and with such a great exchange rate going on right now people can get a South African property for not too much more than they would pay in their own country. This is helping the economy of South Africa greatly and that in turn can only help you the purchaser.  If you are buying South African real estate or thinking about buying South African real estate then you will benefit from the economy there rising.  That means that if you are purchasing South African real estate for purposes of making a profit later on you should do it soon.

If you are interested in purchasing South African property then all you really have to do is use a wonderful tool called the internet.  From the comfort of your own home or your business you can simply find a web site or two that specializes in the sale of South African real estate and then find some property that you are interested in buying.  There are pictures of all of the properties that are for sale in South Africa and if the one property that you are interested in does not have a picture you can always request it from the South African real estate agent you are going through.  There are homes for sale in all of the regions of South Africa and also commercial space available.  You just need to know the reason for the interest in purchasing South African property.

There are many people that would like to purchase South African real estate because of investment purposes but there are just as many that are looking for a beautiful place to live or to retire.  South Africa offers such a place for many people.  living on the shores of South Africa can really change some people.  When you drastically change your environment from one way to another you are looking for some large waves of change.  And moving to another country is a pretty big wave.  If you are looking to retire in South Africa on the property you purchase you may want to rent out the property until you are actually ready for retirement.  This may be for a few years or maybe even more but you will know that the property is there whenever you are ready to relocate.

Some people would like to purchase South African real estate because they would like a vacation home in South Africa.  It really is a beautiful land and to vacation or holiday there is a great choice.  If it is something that you would like to do often then you may be better off just purchasing your own South African property. 

What ever your reasons for wanting to buy some South African property you will have to understand that the real estate agent you choose will be a big help to you.  So make sure you chose someone that you feel comfortable with and that you feel is representing your best interest when they find you the right property.  Purchasing South African property can be a little scary at first but once you put your feet in that amazing land you will know that you did the right thing for you.

Private Sellers | Cheap Properties | Property to Let



Buying South African real estate could be right for you

11:17 PM, Saturday, April 26, 2008 .. Posted in Real Estate Agents .. Link

Are you looking for a place to retire?  Are you looking for a place to live in an exotic country?  Are you feeling the need to experience a different way of living?  Then perhaps you should look into buying real estate in the amazing land of South Africa.  South Africa offers plenty of real estate to purchase right now and there are many real estate companies in South Africa that can help you with any legal aspects of someone who is not a resident buying real estate in South Africa.

By contacting a South African real estate company you can ask as many questions as you would like to ask.  They can answer any of your questions about the real estate market right then and there and if there is something that they do not know they will certainly find the answer for you to help in your decision of buying South African real estate.

You can buy some South African real estate because you would like to invest in some gorgeous land or because you want to secure a retirement home for you and your spouse in years to come.  Also the idea of purchasing South African real estate and then renting the property out is very popular.  People will either rent out their South African property all year long or they may only decide to rent out their South African property on a seasonal basis.  They may want to live in the home for several months out of the year and then rent the other months or perhaps just never rent at all.  There are a million reasons to purchase South African property and all of them are wonderful.

For those people who are unsure of the South African real estate market a little research will help you greatly.  If you are looking for some coastal property remember that not all of South Africa is a coast.  There are plenty of inland properties that are for sale also and you will want to make sure that you are informed before getting too far in the transaction.  If you are looking for the coastal properties look in the regions of the Eastern Cape or the Western Cape.  Here there is a greater chance of getting some coastal South African properties.  Also KwaZulu-Natal has a very long coast line.

If you are looking for other properties that are further inland then of course you can find inland properties in those regions as well as areas of the Northern Cape, Free State, North West Province and Northern Province.  Really all you have to do is speak with a South African real estate agent and they will be able to help you immensely.  The beautiful thing about buying property in South Africa is that you will be able to experience a new and beautiful world that you may never have seen before.

In today’s time and age it is very easy to buy property globally.  No longer will it take you weeks or months to travel the globe.  Within hours you can be in another land.  You can use the telephone to make some calls to a South African real estate agent.  There are emails that can be sent and different files of properties that can be sent through the internet.  You can instant message or video chat with your South African real estate agent.  The technology that we have today has made it so much easier to be a global person.  Just imagine yourself on a different land, a feel of earth beneath your feet that you have never experienced before and this could be your land and all you have to do is find a South African real estate agent and you are on your way.

Investment Properties | Property Investment | Private Properties



Real estate for sale in South Africa

7:14 PM, Sunday, April 20, 2008 .. Posted in Houses for Sale .. Link

In South Africa there are plenty of real estate properties for sale. For many people South African real estate that is for sale is a wonderful opportunity to own some amazing land for sale in a foreign country.  South African real estate for sale is going for some very reasonable prices and by contacting a South African real estate agent you can find houses for sale and get familiar with any of the laws that you must follow when buying real estate in South Africa.

There are actually South African real estate agents that specialize in helping people that live in other countries purchase some of the South African real estate for sale that is so very reasonable prized.  You see South Africa is a prime vacation destination and while many people do not mind staying in some of the grand hotels that South Africa has to offer many people would rather stay in a home that they can call their own.  They can purchase these South African houses for sale and land for sale and then stay in them when they are on holiday. Real estate for sale can be purchased all over South Africa.  Place like the Western Cape and the Northern Cape offer some amazing land for sale and the real estate properties for sale there is beautiful.

If you wanted a better chance of getting more of a beach real estate then the Eastern Cape and also many places in Kwazulu Natal can be found for properties for sale.  There is beach all along the coasts of these regions and the Northern and Western Cape however the first two regions offer a bit more to choose from with more coastal regions.  There are other homes and real estate for sale in many South African regions and not just beach properties for sale.  South Africa has a rich culture and rich lands that are lush and beautiful and many people are interested in purchasing them.

Not only local people love the land it is true that foreigners who have come to the lush lands of South Africa come to love it for their home.  It is a beauty that is found only in South Africa and so the real estate for sale there is loved.  There are very dramatic views from many of the South African real estate properties that are for sale and they are not views that you can say are similar to anywhere else in the world. 

All over South Africa there is real estate that is for sale and it is waiting for the perfect person or the perfect family to come along and take it, to make their home on this real estate and to put love and dreams back into the land.  South African real estate and real estate brokers can be found all over the country for houses for sale.  By contacting some of these people they can direct you to the best properties for sale that will suit your needs and the needs of your family.

If you are looking for a South African property to live on or to rent out then the real estate agents should be told exactly what you are looking for in houses for sale and that way they can direct you to the right place for you.  If you are looking for South African real estate that is for sale for a vacation home or a place to call home when you are on holiday the real estate agents can help you with that also.  Communicating with your South African real estate agent can help you from the very beginning to find real estate for sale.  And when you find the home of your dreams all of the communicating will be worth it.  With the technology we have today it is easy to find the right real estate agent for you and also the right home for you even if you are far away.

Properties for Sale | Estate Agents | Real Estate for Sale | Houses for Sale



Buying real estate in South Africa

7:25 PM, Sunday, April 13, 2008 .. Posted in Private Property Listings .. Link

Real estate in South Africa is something that is really booming right now.  Especially when it comes to people who live outside of the country trying to purchase South African real estate as private property listings.  People are looking to buy some very nice private property listings and either move to South Africa or just own the South African real estate and stay there while on holiday or even to rent out the South Africa property to someone else.

There are so many different types of real estate properties for sale in South Africa right now and there are more places being built constantly.  There are all types of properties for sale in South Africa right now, everything from commercial property to farm land that is available.  Places like Kwa Zulu Natal and Western Cape have a lot of different properties to offer.  There is farm land all over the Northern Cape and Kwa Zulu Natal that is available.  Imagine beautiful farm lands that could be yours. 

Whether you stay in these amazing properties that are for sale and make South Africa your home or you just want to take a vacation or holiday in South Africa and be able to stay in South Africa property that you own does not really matter to anyone but you.  It is always your decision but after seeing some of the properties that are for sale in South Africa it may be hard to ever leave the area.  Such beauty and such culture have a way of grabbing on to you and keeping you there, while working its way into your heart.

If you were looking into purchasing some of the vacant land that is up for sale in South Africa then you can find a plethora of it.  If buying the perfect plot of land in a beautiful place and then building your dream home upon that piece of real estate is what you would like to do then you should really look into some of the real estate in South Africa.  In South Africa the land just cries out to be looked upon and to be lived and loved.  If places like the Western Cape, the Eastern Cape and KwaZulu Natal look like places that you would like to live in harmony with then buying vacant land and real estate there may be what you should do. 

It may be a scary thing for some people to purchase real estate property that is for sale in foreign lands but with the help of a good South African real estate agent there are no worries to purchase private property listings.  The majority of South African real estate agents know all of the laws and requirements for purchasing real estate when you are not a citizen of the country.  And in South Africa that is a very popular thing to do so the real estate agents are usually quite verse in the laws. 

If you are thinking about or have ever thought about purchasing real estate in South Africa you should know that there are many people from other lands that decide to do the same. They either buy the real estate property to live on themselves all year round or they just come out a few times a year and then stay on the property when they are in South Africa.  Other people find the land of their dreams and rent out the South Africa property until they will be able to live on it all of the time and never have to leave it.  For such a beautiful land tends to call to many people and once they hear that call they really only want to stay in the land of South Africa.

Real Estate Property | Private Property Listings | Advertise Property



South African Rental Properties

7:12 PM, Sunday, April 6, 2008 .. Posted in Property Rentals .. Link

For those people who love to travel and live well while on vacation there are other options then just traveling and staying in hotel.  Although staying in a hotel is a wonderful experience, when you are staying in a foreign land it is nice to experience the country as the locals do.  Rental properties are a wonderful way to do this.

If you were planning on a trip to South Africa there are plenty of real estate rental properties that you can choose from for you and your family.  South African real estate is in such a state right now that many people are looking to purchase a lot of real estate there. However there are still those that are not quite ready to buy land in a foreign country or perhaps they are not looking to purchase South African real estate at all and just want to stay in a rental home for a few months while they travel on holiday in South Africa.  Any way you look at it and for what ever reason there is staying at a South African rental property is a good way to get to know the country.

There are plenty of rental properties that are located in South Africa.  If you wanted to stay in any region you are sure to find the rental property that you need.  Whether you are looking to stay in the Northern Cape, the Western Cape, the Eastern Cape, Free State, Gauteng, North West, Mpumalanga, Limpopo, or Kwa-Zulu Natal you will find many types of rental properties that you can stay in for as long as you would like.  There are many seasonal rental properties that are available to live in for a few months during the holidays and you can really experience life in another country when you do this.

If you were thinking about purchasing real estate property in South Africa and you are not quite sure where you would like to go exactly you can choose to rent a property and discover the area a bit before making your decision.  By giving your self a few months or even several years to find the right area for you and your family, you will ensure that you find the right place to purchase South African real estate.  Staying in a few different South African rental properties over a period of time will allow you to see first hand how the area that you are looking to purchase real estate in really is.  If you are not familiar with the area it may be hard to judge if you would want property there or not.  By choosing to stay in a South African rental property while you are deciding will help you greatly.

Staying in a beachfront South African property for a month or two while on vacation is just a glorious way to spend your time.  Of course the hotels in the tourist communities are wonderful but something about living among the locals and enjoying the land for what it is offers an amazing experience for many people.  This is an experience that any person would love to have. Can you imagine how your children would carry this with them for the rest of their lives and pass their amazing story down to their children?  South Africa has many real estate properties that are for rent and also many properties that are for sale.  There are some wonderful prices that are occurring right now and if you are looking to buy any sort of South African property you should always contact an attorney or your real estate broker should help you with any legal questions.

Property to Rent | Property Rentals



Finding South African Real Estate through Online Property Listings

4:08 PM, Monday, March 24, 2008 .. Posted in Advertise Property .. Link

With the world becoming the small village that it is becoming more and more these days it is not a surprise that many people are looking to buy real estate in other lands other than their own.  South Africa is one of those places that real estate it going fast.  South African real estate offers to many people exactly what they are looking for in a new property.

Finding South African real estate has become a much easier process than it once has.  Of course if you live in South Africa it is already easy enough and you know exactly what to do and how to find what you are looking for but if you live in a land that in not near South Africa you may think that it would be difficult to find the right South African real estate property for you.  With the power of the internet to advertise property and the online real estate listings it is as easy to find South African real estate as it could possibly be.  The internet has made our great big world of planet Earth completely smaller.  Through the power of the internet you can see what kind of South African real estate is available simply by checking some online property listings.

By doing a little bit of research you will find out that there are some really wonderful South African real estate deals in many areas.  You can buy some beautiful homes in very nice areas for not much more than you would pay for a home in your own area.  There areas of South Africa that are still continuing to grow.  The Garden Route is a prime example of a growth area and also Cape Town.  In these beautiful areas a person can find the home that they are searching for very easily and the home would be amazing.

By searching online property listings for South African real estate you will be able to also find a real estate agent that can help you locate the property that would work for all of your needs.  Also obtaining the help of a real estate agent can help you with any kind of legal hassle that may arise from buying property from out of the country.  There tends to not be many issues with South African real estate but it never hurts to have the advice and help of a real estate agent who is knowledgeable in that field.  Real estate agents are also necessary for the legal contracts and such things like that so they are definitely necessary for a new home purchase in South Africa.

Contacting a real estate agent for South African real estate is a wise move.  You can look at all of the online property listings that are available but you will still need someone to guide you through the process and make the connections.  There are not many private sellers in the South African real estate market and most of the transactions are all done through real estate agencies any way so you will need to have a real estate agent to help you with the process.

Buying a home in another land out side of the country you live in can be very exciting and also a little scary at first for some people.  But if you use a reputable real estate company and if you check the online property listings for South African real estate a few times you will be sure to have some kind of information about what you are going to be doing.  So inform your self the best you can and make an educated decision.

Advertise Property | Property Listings



Tourists buying South African Real Estate

5:55 PM, Wednesday, March 19, 2008 .. Posted in Real Estate Listings .. Link


South African real estate is not just for people who live there anymore.  There are many people from other countries who are looking for some beautiful South African real estate to purchase for vacation homes when they are on holiday.  Beachfront homes and other homes all over South Africa are for sale and people who would be considered tourists are a very big market for the sale of this South African real estate that is available.

When people from other countries purchase South African real estate that is for sale it can really boost the economy in South Africa.  With the way that the real estate market has been a boost is much needed.  People buy these homes and this property in South Africa so that they can enjoy the beauty of the land and all of its attractions.

There is for instance Cape Garden Route.  This is perfect for the avid golfer and provides an amazing backdrop while playing golf.  On world renowned golf courses the golfer can play until they can not hold the golf club any longer.  Tourists that love golf will purchase real estate here and come to enjoy themselves.  Another wonderful thing would be to witness the whales during their mating season.  Whale watching is very popular all along the coast and with the gorgeous beaches and other amazing natural wildlife and beautiful scenery that is surrounding the area it is very easy to see why people would want to come and live in South Africa.  Even if they are not year round residents and only come to stay while they are on vacation it will help to buy South African real estate and the economy.

When South African real estate is for sale then people will find it in many ways.  The best way to find South African real estate for sale property when you do not live in the area would be either knowing someone there or finding an online real estate agent or company that can provide you with everything that you would need as far as information goes and real estate property listings.  Using an online company can make the whole process very easy indeed.

If people buy South African real estate and do not intend to live their all year long, the property can also be rented out during the time when the owners will not be there.  This way the property stays in use and the owners can also make some money on the rent.  A good way to do this is also to use an online real estate agent.  Sometimes you can even use the same company that you used to purchase the South African real estate property to help list your property when you want to rent it out to tourists.  You can also rent it out to residents of South Africa with the understanding that it may not be a full year that they can stay there. Perhaps they would only need it for a season anyway. 

Using an online real estate agent can be very beneficial in finding the right South African real estate for you and your family.  Buying real estate in another country can be a little tricky sometimes so you must make sure that you are using a reputable company.  They can handle all of the issues that you may have. They will also know all of the legal rules and regulations that you may have to deal with if you are from another country.  Finding the right real estate agent can be one of the smartest decisions that you will make when you are trying to find the right South African real estate to purchase for your vacation home.

For Sale Property | Real Estate Listings



Property Investment : When to invest in real estate property for sale in South Africa ?

11:51 AM, Wednesday, March 19, 2008 .. Posted in Buying Property .. Link

Is the house sale price party over?

If you look at the latest House Sale Price Index which shows month on month real estate house sale price growth for July 2007, you will find it at the lowest recorded real estate level for seven years. According to PropertyHome the 0.5% property sale price increase from June to July 2007 is the smallest increase since September 1999.

First negative real house sale price growth this century

With the inflation rate pushing through the 6% level it has resulted in the first negative real estate house sale price growth in years. What this means is that for the first time since 1999, after adjusting for real estate inflation, the value of the average house for sale has actually decreased slightly over the last month. There are a number of reasons why, and the most talked about one at the moment is the influence of the new National Credit Act on the real estate property for sale market. Many economists are blaming the Act, but according to PropertyHome senior economist, the slower real estate growth is “mainly the result of higher interest rates.” It’s been some time now since interest rates were gradually raised and there was not much effect on the real estate property for sale market to begin with. But now it’s adding up, along with high inflation, and the effects are starting to show on the house for sale real estate market. PropertyHome believes it is still too early to determine what influence the National Credit Act (NCA) is having on real estate house sale prices. We know there are admin backups and we know that more mortgage bond applications are being rejected due to the Act, so chances are those effects will also start filtering through onto the house for sale property market.

What does this latest news mean?

It means that if you have invested in real estate property for sale without knowing how to do the calculations it may be time for you to start worrying about real estate house sale. If you bought planning to sell property (speculation), hoping real estate house sale prices would go higher, and if you cannot afford to hold onto your property sale with the higher mortgage bond interest rates, and if you then have to sell property , you may find fewer property buyers and you may not get your property sale price for your real estate hose for sale. You could lose money on your real estate investment. Why do I not believe in real estate property for sale speculation? Because it is a gamble for successful house for sale transaction. You buy property in the expectation that property sale prices will rise and that mortgage bond interest and inflation will not. You have no way of knowing what will happen with your real estate investment, and so you are taking a chance with your house for sale transaction. For the past five years, since mid-2002, real estate property sale prices have risen – to begin with spectacularly, more recently less so. But now for the first time since September 1999, the real estate property sale price are almost static.

Where does this leave the property investor who invested in real estate?

In this case, you know you do not make your money when you sell property as a house for sale transaction. You always make your money when you buy property. In fact a true investor seldom sell property. So you didn’t buy property in the hope of selling property even higher. You bought property because the real estate sums made sense and the income on the real estate property for sale more than covers your expenses. So you’re not worried about your real estate investment. You also know that income on your real estate investment is more important than capital and you know how to do the worst case real estate calculations. You would have done the worst case real estate calculations and decided that you would still be okay. This means that if you invested in real estate property for sale you have the peace of mind of knowing that whatever the real estate market does, it is not going to affect your property sale too badly. On the other hand, if you did not follow the real estate calculation strategy you may be in for a rude awakening if you built your hopes and dreams on real estate capital growth and then went out on a limb, financially. So you can see that the current conditions may work for you or against you, depending on what kind of real estate investor you are. There are three types when it comes to capital growth.

·          Investors who buy property for sale in order to sell property and in doing so make a real estate capital gain. This group is also called real estate property for sale speculators.

·          Investors who develop land for sale and in doing so depend on real estate capital growth to earn a living on property for sale transactions.

·          The third group of property investors follow a system where you buy property to hold, but use the real estate capital gains to increase their real estate capital base and sometimes even their standard of living.

The phantom of real estate capital gains

For the last twenty years I have taught people that if you build your wealth on real estate capital gains you are going to get a lot of nasty property for sale surprises. I have personally experienced the reality of real estate capital gains: it is just a phantom gain. Capital gains happen when the property sale markets gets emotional and starts pushing the real estate property for sale prices upwards but it can literally disappear overnight when the mood for house for sale transactions changes and confidence in the real estate investment market drops. It does you no good to have R1,000,000 on paper when you cannot sell property to turn the property for sale transaction paper money into liquidity. I have seen this happen in 1984, 1987 and again in 1998-9. This very week several of my students, by making use of PropertyHome, bought real estate property for sale for less than 50% of the bank’s valuation. (By the way – do you know that last month alone there were 1602 properties for sale (with judgements) listed on PropertyHome – the only website in South Africa where you can find real estate property for sale bargains?

Is it good value at half the price? You cant tell without doing the calculations

Now just because you get a property for sale for half the bank’s perceived property value does not mean it is a good property investment ... you still have to do the calculation the PropertyHome way for properties for sale. So the question is – who really knows what a property sale is worth? If you buy property the bank says is worth R800,000 for R400,000, then who is right about what it is worth? You? Or the bank? Of course the bank is really just following the house for sale crowd in the first place because their property valuation is based on what they think they could sell property for.

The only unemotional property valuation

That’s why I teach my real estate property for sale students to do the calculations for properties for sale. You base the value of the property for sale on what it brings in. That is the only unemotional measure, in the end. For the last five years I have said that serious property investors can’t wait for the mortgage loan interest rate to rise simply because the real property investment jewels will only show in “bad” times.

When everyone else is getting out of property sales ... thats the time to get in

If I look at what is happening now, true property investors may be in the pound seats if the mortgage loan interest rate goes up another 2% (especially if it is a slow increase over a long period of time, as the mortgage loan interest rate hikes have been over the past year or so) and if the banks are forced to apply legislation according to the National Credit Act. To summarize: if you are a property investor and you invest according to the PropertyHome property investment method, the timing may soon be ideal for you to buy property. If not – I would suggest you get on the property investment course as soon as possible because you are going to need all the advice and strategies I teach if the real estate market turns against you. What if the real estate market does not do what I think it might do? Well, you will still be in the pound seats simply because you know how to invest in real estate property for sale ! PropertyHome property investors know how to make money in “good” and “bad” times with real estate in South Africa.

Author: Realtors Properties for Sale | Sponsor: South Africa House Sale



Residential private property investment in South Africa !

2:31 PM, Thursday, March 13, 2008 .. Posted in Property Portal .. Link

What makes a good real estate property for sale suburb? Why does real estate property for sale prices perform better in one real estate property for sale area and not in another? Where are the real estate suburbs with the biggest real estate growth potential? Where should one invest in real estate? PropertyHome has produced a Residential Property Investment Guide for 2008 in an attempt to answer some of these real estate property investment questions. The Residential Property Investment Guide is made up of three parts - the analysis of residential property sales figures, Neighborhood Watches of various real estate areas around the country and expert opinions on the real estate property market.

In the first section, data provided by PropertyHome is used to examine real estate property for sale transactions and real estate growth in the residential property for sale market. Deeds Office data lacks the necessary attributes that are needed to examine various real estate segments of the residential property for sale market. Notably, when it comes to geographical locations, the exact boundaries are not part of the real estate property data and there is confusion over where one real estate suburb ends and the next one starts.

In order to give all South Africa homes for sale a spatial representation, PropertyHome geo-coded each property for sale and while certain spatial boundaries such as provinces and municipal real estate areas were known, others were created by PropertyHome, by grouping points on a real estate area map in to real estate property for sale suburbs and metro towns. A metro town is defined as a group of real estate properties for sale, consisting of a registered township plus its real estate extensions.

PropertyHome analysed the data of 285,000 residential properties for sale - the total number of residential properties for sale that were registered and transferred by the Deeds Office over two years i.e. January 1, 2006 to December 31, 2007. Some residential properties for sale were transferred more than once in the time period but the real estate property for sale was only counted once. Only full title residential properties for sale that were transferred to individuals holding a valid South African ID, and had a value of between R20,000 and R20 million were analysed. In this way, the data excludes all sectional title properties for sale and purchases by foreigners. Deeds Office data does not differentiate between the types of properties for sale so PropertyHome used an algorithm on the ID number of the property buyer and assumed it was a residential property for sale if the ID was a valid RSA ID.

In addition, only residential properties for sale that were sold for the first time were included in the figures, which eliminated most of the "empty stand to completed building" price increase. Different real estate criteria were applied to the property for sale data and seven sub­sets were produced. As a consequence of this, the South Africa Property for Sale Transfer Guide data is not the same and the figures and results cannot be compared.

PropertyHome noted that due to real estate suburbs being a mix of residential property for sale and commercial property for sale and a combination of size and real estate type, an average price could therefore not represent any of the residential properties for sale in the real estate area when percentage growth was calculated. Instead, the median or middle value was used, which represented a price of 'most' residential properties for sale that were sold in the area (eliminating the odd high and low values).

Often a property sales price does not represent the true value of the residential property for sale and when the value of the mortgage bond registered is substantially higher than the price of the residential property for sale, it implies that there are planned improvements on the residential property for sale. As a result of this, the mortgage bond value is a better indicator of value and PropertyHome used the larger of the two.

·          Most sales by rand value: The table ranks the top 100 real estate metro towns that recorded the most number of property sales by rand value. In addition, the number of property sales in each real estate area is included.

·          Highest average price: The top 20 metro real estate towns that achieved the highest average price are listed in the table. Only areas where a minimum of 10 property sales occurred have been included.

·          Highest number of sales: The table lists the 20 real estate areas that sold the most number of residential properties for sale. The list includes the total sales value and average price achieved in each real estate metro town.

·          Highest percentage (%) growth: Each price group lists the real estate metro towns with the highest percentage real estate growth achieved. To accommodate for the different value of residential properties for sale in each area, PropertyHome analysed the residential property for sale data by three value bands. Each band was chosen to represent a third of the total volume. The lower real estate price group is residential properties for sale with an average value of below R250,000. The medium real estate price segment is residential properties for sale valued at between R250,000 and R600,000, while the higher real estate price group includes all residential properties for sale greater that R600,000. The real estate growth was calculated by the percentage increase of the median (middle) value of the residential property for sale between 2006 and 2007 i.e. the real estate price segment that the residential property for sale is included in depends on its original property valuation in 2006. The table lists 30 real estate metro towns in the lower price residential property for sale segment and then 40 and 30 respectively in the medium and higher real estate price group.

·          Highest number of sales in previously disadvantaged areas: The table lists the 20 real estate areas that sold the most number of residential properties for sale. The list includes the total property sales value and average residential property for sale price achieved in each real estate metro town. There were no restrictions on the value of the residential property for sale. Census information is available at a sub-place level and the boundary often spans across various real estate metro towns. PropertyHome used the sub-places where 80 per cent of the respondents to the census were residential property for sale owners and more than 100 individuals responded.

·          Highest average price in previously disadvantaged areas: The top 20 real estate metro towns that achieved the highest residential property for sale price as an average are listed in the table. Only areas where at least 10 property sales occurred have been included.

·          New-build growth: This is the only table where residential properties for sale registered for the first time are included. The top 50 real estate metro towns achieving the most number of property sales are ranked. The second part of the residential property for sale guide is Neighborhood Watches of 30 real estate suburbs around the country. These focus on a brief history of the real estate area, a description of the real estate suburb today and what the attractions and drawbacks are for the real estate metro town.

Author: Realtors Property Portal | South Africa Property for Sale



How to sell property after the real estate property boom !

1:05 PM, Thursday, March 13, 2008 .. Posted in Selling Property .. Link

What goes up must come down and real estate property booms are no exception. This last property for sale boom lasted a few good years and has left a remarkable footprint in the real estate industry behind. Some property for sale booms end in disaster for real estate agents. However, I do not forecast that our last property for sale boom is going to end that way. In South Africa, the real estate property for sale market will, as is already evident, taper off and slow down. It is still far from the end for real estate property owners as they can still sell property for more than they paid when the property for sale boom started.

Private property sellers should take the following points into consideration:

·          Do you have a good reason to sell property or move? If not, this is not the time to test the real estate property for sale market. You may go ahead and evaluate your prop­erty for sale taking into account what real estate prop­erties were sold for a year ago.

·          Remember that it could take longer to sell property and accept the fact that the real estate property for sale market is now a buyer's market where "cash is king".

·          DIY is not the way to go in this real estate property for sale market. You need good marketing to attract the best property buyer for your home for sale and a capable real estate sales­person that is able to deliver an exceptional real estate agents service to property sale clients.

The National Credit Act (NCA) has cut down on the number of property buyers who will qualify to buy property and your home for sale. So when you receive an offer to purchase for your house for sale from a property buyer who is not only willing, but also able to buy property and your home for sale - consider the offer to purchase your house for sale  seriously as it may be the last one you receive from a real estate agent with terms and conditions as favourable to sell property.

Always ask yourself: What does this offer to purchase allow me to do? Can I do what I had planned to do when I first put the house for sale on the real estate property for sale market? Ultimately, will you still be able to execute your plan upon the successful property sale - even with a little less money in your pocket after the real estate transaction?

There is still good opportunities for property buyers and property sellers if they look hard enough and one should utilise the services of professional real estate agents to serve your best interests.

Author: Realtors Sell Property | Sponsor: South Africa Real Estate Agents



The residential property market in South Africa as an investment vehicle !

12:11 PM, Thursday, March 13, 2008 .. Posted in Property South Africa .. Link

It’s no secret, in the past few years since 2000, the residential property market in South Africa has outplayed, outwitted, outsmarted all other investment vehicles. Those heady levels may well have softened, but there are still positive, steady signs of real estate growth ahead, particularly in certain sectors of the property market. The South Africa residential property for sale market continues to be buoyant and even though houses for sale price growth has slowed down, houses for sale prices have not fallen and are not expected to.

Over the past few years since 2000, the residential property for sale market has performed extremely well following many years of mediocre growth in the real estate market up to the late 1990s. Between 2000 and 2006, average houses for sale price growth of around 20 per cent per annum was achieved in nominal terms and about 14.5 per cent per annum in real terms. The main support for this performance came from real estate economic growth of around four per cent per annum during this period. This was driven by factors such as real estate land availability, declining inflation, low interest rates, strong growth in real household disposable income and a rapidly growing middle class (boosting the demand for real estate housing in South Africa).

 

The growth in houses for sale prices may have softened substantially from the heady levels achieved in 2004 and 2005 but there are still areas of the real estate property for sale market that are outpacing others. Houses for sale price growth have become relatively flat across the board but there are noticeable differences in various price segments. Recently, faster real estate growth has been recorded in the lower and middle segments of the real estate property for sale market than among the upper end.

 

Nominal houses for sale prices in the affordable real estate segment (houses for sale of 40m2 to 79m2 and priced at R370 000 or less) increased by 18 per cent year-on-year to almost R250k on average in the second quarter of 2007. In real terms, houses for sale price growth in the affordable real estate category came to 10.3 per cent year-on-year in the second quarter.

 

In the middle-market segment (houses for sale of 80m2 to 400m2 and priced at up to R2.7­million), nominal house sale prices increased by an average of 15.3 per cent year-on-year to about R919 000 in this year's second quarter. In real terms, house sale price growth in this real estate category came to 7.8 per cent year-on-year. In both nominal and real terms, the year-on­-year growth in house sale prices in the second quarter was down on that of the first quarter, when it was a nominal 15.7 per cent and a real 9.2 per cent.

 

Nominal house sale prices in the luxury real estate segment (houses for sale valued at between R2.7­million and R9.9-million as luxury property) increased by an average of 9.2 per cent year-on-year to around R4.1-million in the second quarter of 2007 (8.5 per cent year-on-year in the preceding quarter). In real terms, house sale prices in the luxury real estate category increased by 2.1 per cent year-on-year in the second quarter (2.4 per cent year-on-year in the first quarter). Although house sale price growth in the luxury property category has been well below that of other segments of the property for sale market for some time, this real estate category of housing is influenced by factors other than economic growth, inflation, interest rates and household income in South Africa.

 

Some additional factors that may have an impact on real estate property for sale  include legislation and regulations (Capital Gains Tax; real estate property rates and taxes; and future luxury property housing developments); living trends (various types of real estate; views, especially along the coast for coastal property; and area); exchange rate movements, especially with regard to foreign investment in local property for sale; and the performance of other asset classes (the equity, bond and money markets, locally and internationally, as well as commercial and listed property for sale). Real estate housing at the upper end of the real estate property for sale market is sometimes not financed by means of a mortgage loan and macroeconomic factors sometimes play a lesser role in the decision to purchase a property for sale in South Africa.

According to the House Sale Price Index (HSPI), for the second half of 2007, nominal house sale price growth for residential property for sale averaged 15.5 per cent and is expected to stabilise at around 11.5 per cent in the first half of 2008. This is on the back of an upward trend in interest rates and the possible effect of the National Credit Act, bringing average house sale price growth to about 13.5 per cent for the full year. Nominal house sale price growth of 15.2 per cent was achieved in 2006.

The bank's latest House Sale Price Index (HSPI) for July shows that house sale price growth for houses for sale in the middle property for sale segment of the real estate market was a nominal 14.5 per cent year-on-year. This caused the average price of a house sale to increase to around R 932,100. For the first seven months of the year, average nominal house sale price growth was 15.4 per cent compared with the same period last year. This is expected to slow down further in the remaining few months to average around 14 per cent for the full year.

Based on the headline consumer price index, real year-on-year residential property growth in house sale prices was 7.5 per cent in June, compared with 7.9 per cent in May. Between January and June, real residential property for sale growth in house sale prices averaged 8.5 per cent year-on-year. On a month-on-month basis, nominal house sale price growth slowed further to 0.5 per cent in July (0.7 per cent in June), which was the slowest nominal month-on-month real estate property for sale growth recorded since September 1999 when it was 0.4 per cent. In real terms, house prices declined by 0.1 per cent month-on-month in June. Since March this year, house prices remained static in real terms.

In August, the Reserve Bank's Monetary Policy Committee (MPC) announced a hike of 50 basis points in the repo rate, this then caused banks to raise their prime and mortgage loan interest rates to a level of 13.5 per cent. Interest rates have been hiked by a total of 300 basis points since mid-2006. A wide range of factors contributed to the latest rate hike. CPIX inflation has been above the six per cent upper limit of the inflation target range for three consecutive months since May this year, driven by factors such as high international oil prices and a weaker rand exchange rate, while food prices have moved higher in recent months on the back of demand and supply conditions all of which effected the real estate growth in South Africa.

Short- to medium-term inflation expectations are forecast to remain on the upside in view of above-inflation wage settlement rates in various real estate sectors of the economy. Although there are signs that consumer demand is gradually tapering off, year-on-year growth in private property for sale sector credit extension is still well above the 20 per cent level. However, the effect of the NCA will only become visible during the next few months, with growth in real estate, residential property for sale, credit extension, including mortgage loan advances, expected to be markedly lower by the end of the year from current levels – this should have a positive impact on the real estate property for sale industry in South Africa.

In 2008, nominal houses for sale price growth is expected to average around nine per cent, driven by higher inflation and interest rates, lower economic growth, slower growth in real household disposable income, and the impact of the National Credit Act. From 2009 and up until about 2011, the residential property for sale market is forecast to be on an upward trend in terms of levels of activity and real estate price growth, largely driven by stable to lower inflation, declining interest rates, rising real economic growth, and improving real household disposable income growth.

Explanatory notes: The House Sale Price Index (HSPI) is based on the total purchase price of houses for sale in the 50m2 to 400m2 size real estate category, valued at R2.7m or less in 2006 (including residential property for sale improvements), in respect of which mortgage loan applications were approved by the banks. Prices are smoothed in an attempt to exclude the distorting effect of seasonal residential property for sale factors and outliers in the data. As a result, the most recent index figures may differ materially from previously published figures for residential property for sale in South Africa.

Author: Realtors Residential Property | Sponsor: South Africa Property for Sale



Residential golf estates proliferate in South Africa !

5:15 AM, Thursday, March 13, 2008 .. Posted in Real Estate .. Link

Private Property for Sale 

Residential property for sale golf estates proliferate despite injunctions from government ministers, eco-warriors, the NIMBY brigade and competition from new lifestyle property for sale estates. I stay on the greens and look at some available property for sale golf estates options in South Africa

You’d be wrong if you thought the people buying property at residential property for sale and resort golf estates are members of the grey panthers. True, many retirees or those close to hanging up their suits and locking away the briefcase opt for a real estate home for sale beside a sweeping fairway, but many home for sale property buyers are young, married couples with two or three kids.

Both punters are buying property for similar reasons: either one or other spouse plays golf estates regularly; they want a secure real estate environment for themselves and their children; and, in the case of the youngsters, they want real estate or something that will appreciate in value. Then there’s the home for sale property investor who doesn’t even play golf but wants a second home for sale in a magnificent setting (preferably property sales that will generate property rental income).

I took a selection of real estate property for sale golf estates, ranging from the well-established golf estates (where second- and third-time property sales are occurring) to those where the golf estates course is built but the residential property for sale component is still in the planning stages.

Of course, I will be inundated with calls because I have skimmed over some golf estates in South Africa and focused in detail on other real estate property for sale golf estates. Sorry if your favourite golf estate home for sale isn’t here or doesn’t get the attention you feel it deserves as a residential property for sale or property rental option.

I intend this to be a real estate property for sale guide and not the definitive home for sale golf estate reference manual. If you intend to buy property on a residential golf estate, you should, as with any residential property sales purchase, do your homework. Ask yourself the basic property investment questions: Why am I buying real estate property here? What amenities are available on this residential golf estate? How strict (or lax) are the architectural guidelines for this residential golf estate? And, as always, you need to read the homeowner’s rules very carefully for the residential golf estate in question. It’s no good buying property into a real estate property for sale golf estate only to discover you can’t rental property out or that you’re not guaranteed membership of the golf course in the residential golf estate for private property for sale transactions.

Author: Realtors Real Estate Listings | Sponsor: South Africa Real Estate Agents



The most important rule for financial success with Real Estate Property Investments !

12:30 PM, Wednesday, March 12, 2008 .. Posted in Private Property .. Link

Do not become emotionally involved in the property sale

When it comes to real estate property I believe there is not such a thing as an expert. Remember this when house hunting for that perfect property sale.

I believe that many “experts” are more confused than the people they are suppose to be helping when it comes to giving financial advice. Sometimes these so-called “expert” do not know enough because they never take the time and effort to test what they consider to be “the truth”. Einstein once commented that science is so frustrating because it takes a lifetime to prove something, but all it takes is one negative result to disprove a theory. Unless the “expert” has experienced the result of his theories, he cannot truly be considered an expert. This knowledge will become valuable when dealing with real estate agents whilst looking for that perfect property for sale.

Sometimes “experts” know too much. What do I mean? Simply this, they have read so many books and articles, studied so long at university or college, been to so many seminars and workshops and have been exposed to so much information that they are overwhelmed. They suffer paralysis by analysis. They are often so caught up with the small stuff that they fail to clearly see and understand the big picture. Keep this in mind while you search for that perfect real estate privateproperty at a bargain price.

Knowledge must be pertinent. That means it must be seen in the context of what you are trying to do. The most brilliant corporate tax lawyer in the country will probably be a novice when it comes to personal tax.

That's what the word “specialist” means: to specialize, to focus in something to the finest detail like real estate sales. If you have ever taken a photo, you know that the more you focus, the less you see of what is around the image you are focusing on. Maybe this is why they prefer the word "expert" to "specialist". Keep this in mind when dealing with real estate agents.

There is only one "expert" that you can really trust - you! It is your money and your time that is on the line. You are the risk taker, no matter what anyone else wants you to believe. For this reason the most important rule for the property for sale investor is so important: Invest in yourself first before you invest in real estate property for sale.

An easy way to discover what the "experts" don't know is to attend the privateproperty homes for sale seminar. It is a one day workshop and real estate agents can also attend to learn more about property South Africa. I do believe it will be one of the best property investments you will ever make - that's why I am prepared to put my money where my mouth is with my 100% money back guarantee if you’re not completely satisfied with the homes for sale South Africa seminar.

One of the biggest mistakes people have made in real estate property investments in the past has been the trust the wrong people's advice when purchasing a house sale to own property South Africa.

People are easily blinded by the hype and greed which are built on unproven projections with real estate sales to own privateproperty South Africa. Don't fall into this trap. Take responsibility for your own actions when you invest in real estate South Africa. Find out what the truth is and get the facts before you make a decision to purchase privateproperty South Africa.

They say there are four types of experts:

·          Those that think they are in houses for sale.

·          Those that act as if they are, but in truth are incredible salesmen in homes for sale.

·          Those that have a vested interest (like the prospect of a good chunk of commission) when the house sale is concluded.

·          Those that are fanatical believers in a specific type of real estate property investment and who unconditionally believe there is no other type of investment better than privateproperty South Africa. These people are often blinded by corporate loyalty and mistake inappropriate or misapplied information for knowledge and not “experts” in homes for sale South Africa.

Most people buy property South Africa on emotion. Thus, it's very difficult to change how they feel about something and that real estate property for sale. Do your calculations for the property sale. If the calculations for the house sale do not work – get out of the real estate property for sale deal. Do not fall in love with the real estate property for sale; fall in love with the deal.

The trick then is to not trust the “experts” when it comes to investing in property South Africa. Or, if you want to, follow the advice of former US President Ronald Reagan: “Trust, but verify”! Please verify everything with your real estate agents, they are very professional in South Africa before you embark on a private property sale deal.

Be accountable (take responsibility) for your own decisions to purchase privateproperty South Africa. Do your own calculations before you purchase that home for sale from a private seller or real estate agents. If the sums do not add up get out of the house for sale or real estate property sale deal.

Author: Realtors Property South Africa | Sponsor: Real Estate Property Sale



Volume 3: Reasons for property investments ! (continue)

9:55 AM, Wednesday, March 12, 2008 .. Posted in Property Sale .. Link

No quick fix

Real estate property is not a short-term quick-fix solution to your financial problems, but a very sound investment. There is really no minimum time you will take to become financially independent, it depends on the circumstances and the size of the property investment. There are some good examples of instant property investment successes but these are not the norm and should not form the basis of your expectations.

Three of the best

Of course real estate property is not