Real Estate Investment

South African real estate can change your life.

If you are looking for a great place to purchase real estate then you should seriously consider buying real estate in South Africa.  South Africa is a great place to find plenty of amazing real estate property that is for sale.  And South Africa is a welcoming place to buy real estate for those people who do not reside in the beautiful land.

Buying real estate in South Africa is something that many people are doing today.  All that is really happening is that either these people would like to buy some property in South Africa upon which to live or that they wish to rent out until at another time when they may want to retire there or something.  Also people buy a lot of South African property because they love to vacation or holiday in South Africa and it is just a little easier for them to own their own property in South Africa then trying to rent some each and every time they decide to go there.

You see it is not as hard to buy property in South Africa as one would think.  And there is a plethora or South African real estate agents that will be more than happy to help you with any legal issues that may arise from someone outside of South Africa purchasing South African real estate.  However that is not a very big issue at all.  As a matter of fact South Africa is one of the few places left in the world that does not really have too many issues with people who are not from South Africa purchasing some of their land.

Many people are doing this now because it is such a very wise investment first of all and second the land in South Africa is beautiful and for those people who are fortunate enough to know this they cannot look past an opportunity to purchase some of this amazing real estate that is found in South Africa.  To be able to purchase some of this land and then to actually be able to look upon shores and the seas of somewhere other than where you are from is just amazing. And on top of it to be able to call that place home is just a wonderful thing that not too many people are able to do in their lifetime.

If you are looking for some real estate property in South Africa all you really have to do is search some of the web sites that are full of South African real estate properties and then you will be able to have more of an idea of what is actually out there and that is available for purchase.  Once you find a few homes and properties that you are interested in you can contact a South African real estate agent and they will be able to guide you in the right direction for your needs.  If you would rather contact the South African real estate agent first and then you can have them search out some properties for you that may work out well for you also.  the only thing that is absolutely constant is that at some point you will need to contact a South African real estate agent in order to help you find and finalize your property.

There are many different web sites that can be found that can put you in immediate contact with a South African real estate agent and you will be on your way to becoming a South African property owner.  Just get in contact with a real estate agent and you can soon be living your dream.

South Africa Houses for Sale | South Africa Property | South Africa Rental Property

Residential golf estates proliferate in South Africa !

Private Property for Sale 

Residential property for sale golf estates proliferate despite injunctions from government ministers, eco-warriors, the NIMBY brigade and competition from new lifestyle property for sale estates. I stay on the greens and look at some available property for sale golf estates options in South Africa …

You’d be wrong if you thought the people buying property at residential property for sale and resort golf estates are members of the grey panthers. True, many retirees or those close to hanging up their suits and locking away the briefcase opt for a real estate home for sale beside a sweeping fairway, but many home for sale property buyers are young, married couples with two or three kids.

Both punters are buying property for similar reasons: either one or other spouse plays golf estates regularly; they want a secure real estate environment for themselves and their children; and, in the case of the youngsters, they want real estate or something that will appreciate in value. Then there’s the home for sale property investor who doesn’t even play golf but wants a second home for sale in a magnificent setting (preferably property sales that will generate property rental income).

I took a selection of real estate property for sale golf estates, ranging from the well-established golf estates (where second- and third-time property sales are occurring) to those where the golf estates course is built but the residential property for sale component is still in the planning stages.

Of course, I will be inundated with calls because I have skimmed over some golf estates in South Africa and focused in detail on other real estate property for sale golf estates. Sorry if your favourite golf estate home for sale isn’t here or doesn’t get the attention you feel it deserves as a residential property for sale or property rental option.

I intend this to be a real estate property for sale guide and not the definitive home for sale golf estate reference manual. If you intend to buy property on a residential golf estate, you should, as with any residential property sales purchase, do your homework. Ask yourself the basic property investment questions: Why am I buying real estate property here? What amenities are available on this residential golf estate? How strict (or lax) are the architectural guidelines for this residential golf estate? And, as always, you need to read the homeowner’s rules very carefully for the residential golf estate in question. It’s no good buying property into a real estate property for sale golf estate only to discover you can’t rental property out or that you’re not guaranteed membership of the golf course in the residential golf estate for private property for sale transactions.

Author: Realtors Real Estate Listings | Sponsor: South Africa Real Estate Agents

Volume 1: Reasons for property investments !

Real estate - compare it

You must know how to compare property for sale with other investments by looking at the return on investment. If you can't compare it, you can’t measure it. You need the right tools to be able to make comparisons, these tools include applied knowledge and the right attitude and the right self-investment. The best tool for the purpose is the real estate property sale software program.

Use other peoples' money

Using other people's money is one of the principles of real estate property investment. You don't have to have any money yourself - the bank will lend it to you. You may not even need a deposit - there is no other deal or investment like it – ask your real estate agent.

Gear up

After the bank has lent you money (capital) to buy a property, they will use the value of that real estate property to secure the mortgage loan - this is quite unique. You can't gear a unit trust; no one will lend you money to buy a unit trust (unless, of course, you give your property as collateral security).

Use other peoples' effort

Using other people's effort is similar to employing someone, you just don't have to pay them. Let them work for you, but don't pay them - let them work and use their income to fund your real estate investments by paying you property rentals. This is a unique advantage of property investment.

Pay the minimum tax – legally!

The roll-over real estate property technique is an entirely legal way to pay little or no tax on real estate investments. Simply put, if you have two investment properties you can offset a positive cash-flow in one (which will attract a tax liability) against another investment property which has a negative cash-flow (and hence no tax liability). The ‘positive’ cash-flow merely subsidises the ‘negative’ cash-flow and creates a balance without a tax liability while still ensuring huge capital growth on your investment property.

But be warned: if you get the tax aspects of any real estate property deal wrong, it could cost you a fortune. For example, if you buy a property in a company and that real estate property has a negative cash-flow you cannot deduct that loss against your other income because it is in a different entity. This may have severe negative cash-flow and tax implications. Firstly, you cannot deduct the loss from your personal income (the loss will accumulate within the company) and secondly you will have to pay the negative cash-flow with after-tax money, in other words you will subsidise that loss with money on which you have paid tax already! This just shows again how important it is to get the right property investment advice from professionals when you buy real estate.

Reduce your personal tax by using property

You can use negative income gearing to reduce your personal tax liability. It is possible to deduct a loss that was created in investing in property against your personal (work) income - there are certain rules that apply and therefore it is important to get professional help before you enter into such real estate property sale transactions. The negative cash-flow gearing can qualify for a tax rebate, so the negative gearing is sponsored by the receiver up to the maximum of 40% (depending on your marginal tax rate). All this while your capital is growing!

Real estate property is inflation indexed

Capital as well as income is linked to inflation. It is the only investment (apart from your own business) where you can index your capital as well as your income against inflation. For example, if a fixed deposit earns 10%, and inflation is also 10%, the real income is zero. For real estate property, if the rental property income increases every year by 10%, and the value of the investment property increases by 10%, the real return is 10%, which is infinitely higher than the person who is receiving 0%.

Real estate property has perpetual succession

Unlike pension funds, property ownership does not necessarily cease when you die; it can be passed on to your children and still carry on earning income and growing their wealth until the house sale.

Double your pension

Plan to adjust your income for tax purposes in the last few years of employment, and then peg your actual pensionable income to inflation for the rest of your life. It can only be done by buying a real estate property which is pegged (and geared) against inflation.

Outperform general averages on real estate property

The stock-market requires a technique to outperform the averages. With shares you have a peak and a valley in one sector and then a mediocre average. With shares, outperforming the average is a matter of luck. But with real estate property you look for a bargain property for sale in an area which has shown a growth. With real estate property it is not luck, it is finding the right real estate property for sale (which can be hard work). If you buy a bargain real estate property and exceed the average by only 2%, your return on investment shoots up. The graph for real estate property sales is gentle and stable, not sharply up and down like shares.

Author: Realtor Real Estate Property | Sponsor: South Africa Property for Sale